|GO2bank: Mobile banking
|Apr 19, 2023
|Get it on
No Surprises, Only Savings
Bid farewell to monthly fees and unexpected charges². we believe in helping you retain your money. Enjoy fee-free banking with eligible direct deposit¹ or pay a small monthly fee of $5.
Empowering Early Paydays and Smart Saving
Get paid right on time with. With direct deposit⁶, you can receive your pay up to 2 days earlier and government benefits up to 4 days earlier. Need cash? Access our vast free nationwide ATM network⁷ without any extra charges. But that’s not all! Boost your savings with a highly competitive APY, surpassing the national savings rate average¹¹.
Peace of Mind with Built-in Backup
Life can be unpredictable, but your bank doesn’t have to be. Go2bank offers up to $200 in overdraft protection after eligible direct deposits and opt-in³, keeping you covered when you overspend.
Building Credit, the Hassle-Free Way
We understand the importance of good credit. That’s why we present the Secured Visa® Credit Card, making it easier for you to build better credit with no annual fee⁵, no credit check⁴, and no negative impact on your credit score upon application.
Secure Your Account with Ease
Your security is our priority. you can lock or unlock your card⁸ instantly with just a tap on the app. Rest assured, we’ve got your back and will alert you to any suspicious activities¹⁰.
A Bank You Can Trust
Put your trust, a Member FDIC bank and a brand of Green Dot Corporation. This means your money is federally insured⁹ and never held by a third-party bank. With over 67 million accounts served in the last 23 years, Green Dot has earned recognition as one of Newsweek’s Most Trusted Companies in America for 2023.
Experience the Difference Today
Download the app now and open an account with ease or visit our website to learn more. To access all features, complete online access, mobile number verification (via text message), and identity verification (including SSN) are required. Additionally, mobile number verification, email address verification, and the mobile app are necessary for accessing all features.
Clear and Transparent Fee Structure
We believe in keeping things simple and transparent. For detailed information about our fees, terms, and conditions, refer to our Deposit Account Agreement at their website.
Understanding the Fine Print
1. Monthly fee waived with payroll or government benefits direct deposit in the previous monthly statement period.
2. To see a comprehensive fees chart, visit GO2bank.com.
3. Go2bank Fees, terms, and conditions apply.
4. Available exclusively to accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria apply. Additional fees may apply.
5. As of 6/1/2023, the Annual Percentage Rate is 22.99%. For further details about Annual Percentage Rates, fees, and other costs, review the Secured Credit Cardholder Agreement and Security Agreement.
6. Early direct deposit availability depends on the payor type, timing, payment instructions, and bank fraud prevention measures. Therefore, early direct deposit availability may vary from one pay period to another.
7. Refer to the Go2bank app for free ATM locations. Out-of-network withdrawals incur a $3 fee, plus any additional fees charged by the ATM owner or bank. Limits apply.
8. Your previously authorized transactions and deposits/transfers to your account will function even with a locked card.
9. Also operates under the following registered trade names: Green Dot Bank, GoBank, and Bonneville Bank. All of these names refer to a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are aggregated for deposit insurance coverage up to the allowable limits.
10. Standard message and data rates apply.
11. Interest is paid quarterly on the average daily balance of savings during the quarter, up to a $5,000 balance, and if the account is in good standing. Fees on the primary deposit account may reduce earnings on your savings account. The APY may change before or after you open an account.
Issued by GO2bank, Member FDIC
Rest assured, Go2bank issues cards as a Member FDIC bank, licensed by Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.
Protecting Your Privacy
For more information on how we handle your data and privacy, please refer to our Technology Privacy Statement at https://www.go2bank.com/techprivacy.
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In conclusion, Is more than just a banking app; it’s your trustworthy companion for financial empowerment and security. Experience the difference today and take control of your finances like never before. With our transparent fee structure, unmatched benefits, and top-notch security, you can confidently build a brighter financial future.